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Consumer Protection

Carolyn Maloney has always fought for consumer protections -- with great success for regular New Yorkers. She authored and supported common-sense legislation to protect families from fraud, identity theft, and predatory lending. Rep. Maloney personally crafted laws to keep New Yorkers - and the nation - safe, including:


- Credit Cardholder’s Bill of Rights. Carolyn wrote this to level the playing field between consumers and credit card companies, protect New Yorkers from unreasonable fees, and increase the notifications that credit card companies had to give consumers when the terms of their accounts changed. The Pew Foundation estimated that Carolyn’s bill saves consumers $10 billion a year. Her leadership led Money Magazine to call Carolyn "the best friend a credit card user ever had."

- The Consumer Overdraft Protection Fair Practices Act, which Carolyn introduced, required that consumers “opt-in” to overdraft protections before they could ever face any charges.  

               Back in 1999, it was Carolyn Maloney who crafted the law that required ATMs to warn you if they were going to charge you a fee. While this was a major milestone for consumer rights, it was a particularly tough move for Carolyn Maloney, as many of the major banks, who opposed the measure, came from her district. Time and time again, Carolyn Maloney has stayed true to everyday New Yorkers, never backing down from tough decisions.

LGBT Rights

Throughout her career, Carolyn Maloney has been a champion for Lesbian, Gay, Bisexual and Transgender rights. She feels strongly that equal protection, human rights, and simple human decency require full marriage equality across the nation. In a country that prides itself on acceptance and diversity, Carolyn knows that we cannot tolerate discrimination against LBGT Americans, and Carolyn was one of the first people in Congress to fight for marriage equality and equal rights.

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Standing Up for New York

Carolyn Maloney has always put New York first on every issue, constantly keeping tabs on the needs of New Yorkers and doing everything she can to support them. She has worked tirelessly to ensure that New York fully recovers from 9/11 and that our national security is strengthened.

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Jobs and the Economy

Serving as Chair of the Joint Economic Committee, Carolyn Maloney has taken a leading role in addressing the nation’s economic problems head on. She has worked to modernize financial services laws and regulations while advocating for transparency and fairness. Her work on job creation, identity theft, and foreign investment, has made her a well-respected leader on economic issues.

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Fighting for Women

Congresswoman Maloney is on the front lines of the War on Women, breaking down barriers, defending women’s rights, and creating opportunities. Equal rights for women is one of Carolyn's top priorities. She has used her position in Congress to become one of the strongest defenders of women and their interests in Washington. When Republicans convened a hearing on Birth Control with a panel of all-male witnesses, Carolyn stood up and demanded: “Where are the Women?” Sign Carolyn’s Petition to tell Speaker Boehner and the Republicans in Congress that Women’s Rights Matter!

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Consumer Protection

Carolyn Maloney has always stood up for consumers. Not only did she defy the powerful credit card industry and write the Credit Card Holders’ Bill of Rights that was signed into law by President Obama on May 22, 2009, but she has a long history of fighting for consumers even when it wasn’t politically convenient. With some of the world’s largest banks and credit card companies in her district, Maloney has not faltered in her efforts to fight for everyday New Yorkers.

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Gun Control

Carolyn Maloney has consistently fought to keep New York safe from the threat of gun violence. Too many innocent Americans are killed by guns each year, by accident or otherwise. Carolyn has never faltered in her fight for the victims of this needless violence, and has worked tirelessly throughout her career to fight for gun safety and to keep guns out of the hands of those who wish to cause others harm.

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Supporting Working Families

Carolyn Maloney has spent her career fighting to help New York families. Our nation’s workforce is changing rapidly -- few families still have one parent in the workforce and another staying home with children. Instead, we have seen many more two-worker and single-parent families, who face real challenges balancing work and home. Carolyn understands this, so she has introduced, sponsored, and pushed for laws that benefit working American families.

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Healthcare

Carolyn Maloney has always been a proponent of improving our nation's health care system and increasing health insurance coverage to include every American. Carolyn was proud to cast her vote for the historic health care reform measure President Obama signed into law in March -- providing high quality, affordable health care for 2.5 million uninsured New Yorkers. She has worked to increase Federal funding of research on Parkinson's Disease, Cancer Screening, Skin Cancer Prevention, Vaccine Safety and Stem Cell Research. In addition, she has worked to improve the Medicare program, so our senior citizens can get the medical attention they deserve.

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Immigration

Congresswoman Maloney has always been proud that America is a nation of immigrants, and she believes that legal avenues to citizenship should be available to hardworking members of our society. Carolyn has pursued comprehensive and compassionate immigration reform that protects our borders but is still dictated by our American values and human decency. There are countless hard-working immigrants who want nothing more than to be Americans, and Carolyn has fought for reasonable avenues so that those who seek citizenship may have paths to obtain it.

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