Proposed bill would mandate liability insurance for gun owners
A bill that would require gun owners to carry liability insurance is being reintroduced by one of Congress’ most outspoken gun control legislators. U.S. Rep. Carolyn Maloney, D-New York, said the Firearm Risk Protection Act “makes more sense” as gun violence is killing as many people as car crashes. According to the Center for Disease Control and Prevention, firearm deaths (including suicide, homicide and accidental) in 2013 were at 33,636, which is a slight increase over the more than 32,200 in 2012.
“The results are clear: car fatalities have declined by 25 percent in the last decade, but gun fatalities continue to rise,” Maloney said. “One reason is that auto insurance incentivizes precautions that reduce accidents, and make crashes less deadly. No similar incentives exist for gun owners.”
The proposed bill would prohibit the sale or purchase of a firearm if the buyer is not covered by liability insurance. And not having or maintaining the insurance would come with a $10,000 fine, according to the bill.